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What senior care costs, and how families pay for it

Published figures where they exist, honest gaps where they do not.

Quick answer

Indiana's 2025 CareScout medians are $5,639/month for assisted living and $8,943-$10,326/month for a nursing home room.

HomeWhat senior care costs, and how families pay for it

Senior care pricing is harder to pin down than it should be. CareScout publishes state medians but usually no metro-specific figures, memory care is not surveyed at all, and most states split Medicaid long-term-care supports across several differently-named waivers most families have never heard of. Each guide below takes one piece of that and says what is actually known.

Short answer

Indiana's 2025 CareScout medians: $5,639/month assisted living, $8,943-$10,326/month nursing home. No metro-specific median is published by any primary source, and no median exists for memory care anywhere.

Cost and payment guides

Questions families ask

What does assisted living cost in Indianapolis?

The CareScout Cost of Care Survey publishes a statewide Indiana median only -- $5,639 a month for a private one-bedroom in 2025 -- not an Indianapolis-specific figure. Local pricing likely differs from the state median in either direction; ask each community for its current rate.

What does memory care cost in Indiana?

There is no published memory-care median for Indiana or any other state -- CareScout does not survey it as a category. Any memory-care price you see quoted online is an estimate or an extrapolation, not a sourced figure. Get quotes in writing from each community instead.

What does a nursing home cost in Indiana?

CareScout's 2025 survey puts Indiana's nursing home median at $8,943 a month for a semi-private room and $10,326 for a private room. Semi-private figures are often Medicaid-weighted and lower than a private-pay quote you'd actually be offered.

What does in-home care cost in Indiana, and when does a community become cheaper?

Indiana's 2025 CareScout median for non-medical home care is $35 an hour. A 40-hour week already runs about $6,067 a month, above Indiana's assisted living median -- so once care needs push past roughly 40 hours a week, it is worth running the math against a community's monthly rate.

Does Indiana have a state program that pays assisted living rent directly?

No broad, non-Medicaid state subsidy pays a family's assisted-living rent directly in Indiana. Available help is narrower: the PathWays Waiver for care services, RCAP for room-and-board assistance paired with a facility's waiver agreement, and VA Aid and Attendance for eligible veterans and surviving spouses.

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