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Indy Senior Advisor

Senior care in your metro, explained by people who know the buildings

Free guidance for families across the Indianapolis metro. Compare licensed assisted living, memory care, nursing and in-home care -- and find out what your state actually pays for.

56 verified communities
8 cities covered
Free to your family
Quick answer

Indy Senior Advisor is a free senior care referral service. We help you compare licensed communities, verify licensing through your state's regulator, and understand what Medicaid, Medicare and VA benefits actually cover.

Free to families — paid by communities, not by you
Local advisors who know these communities
Every license verified against state health department records
No obligation and no pressure to tour

Finding senior care in the Indianapolis metro means navigating six counties, one shared Area Agency on Aging, and an Indiana licensing framework that most families have never had reason to learn before now. Indiana licenses assisted living as a Residential Care Facility, requires a written disclosure (not a certification) for memory care, and splits Medicaid help for care inside a community across two separate programs -- the PathWays Waiver and RCAP.

That is what this site is for. We publish what your state's regulators actually require, what the published cost data actually says, and which communities in your metro we have verified — then a local advisor helps you narrow it down. The service is free to your family because communities pay us when a family moves in. You should know that going in, which is why we say it here rather than in the footer.

Short answer

Indy Senior Advisor is a free senior care referral service for families across the Indianapolis metro. We help you compare licensed assisted living, memory care, nursing and in-home care options, verify licensing through your state's regulator, and understand what Medicaid, Medicare and VA benefits will and will not pay for.

What senior care costs. Indiana's 2025 CareScout medians: $5,639/month assisted living, $8,943-$10,326/month nursing home. No metro-specific or memory-care figure exists. Read the full explanation →
How Indiana licenses assisted living. Indiana licenses assisted living as a Residential Care Facility (RCF) under 410 IAC 16.2-5 -- one license type, not tiered like Texas's Type A/B. Read the full explanation →

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Cities we cover

Questions families ask

What license does Indiana require for assisted living?

Indiana licenses assisted-living-type communities as Residential Care Facilities (RCF) under 410 IAC 16.2-5 and Indiana Code 16-28-2, issued by the Indiana Department of Health. It is a single license type -- Indiana does not tier assisted living into Type A/Type B categories the way Texas does.

Does Indiana require every assisted living community to be licensed?

No. Under 410 IAC 16.2-5-0.5(c), a community that provides only room, board, housekeeping and activities -- without administering medication or providing nursing care -- is not required to hold a Residential Care Facility license at all. Some buildings marketed as assisted living in Indiana may carry no state license, so always confirm directly.

Does Indiana require a separate license for memory care?

No. Indiana requires a written Alzheimer's and Dementia Special Care Disclosure under Indiana Code 12-10-5.5, not a separate state certification. Communities must file the disclosure and meet training requirements, but there is no distinct 'certified memory care' license to check for.

How do I check a facility's Indiana license and inspection history?

Use the Indiana Long Term Care Survey & Inspection Public Search at hoosierusa.isdh.in.gov, run by the Indiana Department of Health. Nursing homes also carry a federal CMS Care Compare star rating; assisted living (Residential Care Facilities) does not.

What's the difference between Indiana's Residential Care Facility and Comprehensive Care Facility licenses?

A Residential Care Facility (RCF) is Indiana's assisted-living-type license, covering personal care, medication administration and ADL help, not 24-hour skilled nursing. A Comprehensive Care Facility is Indiana's nursing-home license, for residents who need 24-hour licensed nursing care.

What Medicaid waiver pays for assisted living in Indiana?

Indiana's PathWays Waiver, part of the Indiana PathWays for Aging program launched July 1, 2024 for Hoosiers 60 and older, can pay for care services inside a licensed Residential Care Facility that holds a waiver provider agreement. It does not cover room and board -- that runs through a separate program, RCAP.

What is RCAP and how is it different from the PathWays Waiver?

The Residential Care Assistance Program (RCAP) is Indiana's Medicaid-funded room-and-board assistance for RCF residents. It pairs with, but is separate from, the PathWays Waiver, which pays for care services. A facility can hold a PathWays agreement, an RCAP agreement, both, or neither -- ask specifically which apply.

Is Indiana's Medicaid expansion (HIP) the same as long-term care Medicaid for seniors?

No. The Healthy Indiana Plan (HIP), Indiana's ACA expansion effective February 1, 2015, covers adults 19-64 based on income. Long-term-care Medicaid for seniors uses a separate, non-MAGI aged/blind/disabled eligibility pathway with different asset and income rules. The two are frequently and incorrectly conflated.

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