What in-home care costs in Indiana
Short answer
Indiana's 2025 CareScout Cost of Care Survey median for non-medical home care is $35 an hour. At that rate, a 40-hour week already runs about $6,067 a month -- above Indiana's $5,639 assisted living median -- so the crossover point where a community becomes the cheaper option arrives sooner than most families expect.
| Hours per week | Approximate monthly cost at $35/hr |
|---|---|
| 10 hours/week | $1,517 |
| 20 hours/week | $3,033 |
| 40 hours/week | $6,067 |
| 60 hours/week | $9,100 |
| 168 hours/week (around the clock) | $25,480 |
Below roughly 30-35 hours a week, in-home care is often the cheaper option, especially when family members can cover evenings and weekends themselves. Above that, a licensed community's flat monthly rate usually wins, even after adding its separate care-level fee. Redo this math whenever care needs change -- they rarely stay flat for long.
How families pay for care. Indiana's PathWays Waiver pays for care services, RCAP pays for room and board, and VA Aid and Attendance can help veterans and surviving spouses. Read the full explanation →
